Sattar [Sanjay Dutt], owner of Good Luck Recovery Agency, is the saviour and the solution for all those caught in the debt trap. From Bhaigiri to business to politics to social work -- thats how Sattar wants to progress in life. He has already graduated from Bhaigiri to business and is now eager to jump into politics. Most sought after by banks, telecom companies and various multinationals, today his Good Luck Recovery Agency is a leading recovery agency. Sattar follows a simple rule when it comes to his business -- Loan liya hai to chukana padega. But will Sattar succeed in using this simple principle when dealing with disparate characters and cases like Anil-Shilpa [Aashish Chaudhary-Neha Uberoi], Chandrakant-Arjun [Kulbhushan Kharbanda], Ryan-Prerna [Arjun Rampal-Malaika Arora Khan] and Prerna [Urmila Matondkar]? Money crunch? Need a house? Looking at a car? Wanna travel abroad? Pick up a loan for just about everything today. The pesky calls at odd hours, the sweet talk and rosy picture painted by financial institutions, before you pick up a loan -- EMI picks up stories/incidents from real life. Interesting!

Review

= The loan culture has caught on in a big way. A majority of people have availed of assorted loans, at some point or other. That makes EMI relevant, identifiable. Debutant director Saurabh Kabra picks up incidents from real life and depicts the pros and cons of availing loans. In this film, four different stories run parallel, plus theres a Bhai, who not only recovers outstanding dues from defaulters, but also sorts out their personal lives. Write your own movie review of Emi Sadly, the story doesnt do justice to its title. It starts on an interesting note, but transforms into atypical masala film, where the Bhai plays the good Samaritan and even solves personal problems. Wait, the recovery agent too falls head over heels in love with one of the defaulting members and much of the second hour is devoted to it. Clearly, the story starts off on a different note and ends up being something else altogether!